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Showing posts from October 29, 2014

My Pot of Gold

by The Urban Blabbermouth
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I have been thinking about my 401K.  For 2015, the maximum is $18,000.  I want to contribute the maximum money into my 401K.  I have never done that before. 

When I was young, just out of school, I had a life-changing  experience.  I was laid off.  The economy was bad and it was difficult to get another job.  I was down, literally, to my last dollar.   I was living on unemployment and my savings.  Eventually, my savings ran out and all I had was my last dollar.  I was worried.  I borrowed some money from my ex-girlfriend -- proof that it pays to be nice to your Ex.  The next week, I got a job and paid her back.  Lucky.

The experience scared me.  Saving money became important.  I read financial planning books and followed their advice to the letter.  I made a budget and I carried a little book to record every expenditure just to be sure that I would not forget any.   Eventually, computers came alon…